case United Kingdom English original

National Westminster Bank plc v. Spectrum Plus Ltd

House of Lords decision distinguishing fixed and floating charges over book debts, with major implications for secured creditors and insolvency priority.

Use It For

Use this in finance and insolvency units to compare creditor protection through capital rules with protection through security and priority rules.

Teaching Notes

The case helps students see that creditor-facing company law is not only about limited liability; it is also about asset control and insolvency distribution.